United Security Bank is participating in The FDIC’s Transaction Account Guarantee Program

As of May 20, 2009 deposits at FDIC-insured institutions are now insured up to at least $250,000 per depositor through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except for IRAs and other certain retirement accounts which will remain at $250,000 per depositor.

United Security Bank is also participating in the FDIC Transaction Account Guarantee Program which provides that all non-interest-bearing checking accounts (including most business checking accounts) have unlimited FDIC Insurance coverage until December 31, 2009. On January 1, 2010, the standard coverage limit will return to $250,000 until December 31, 2013